Key benefits of this loan

No monthly account fees
No fees for additional repayments or early payout
Redraw facility against your extra loan repayments

Rates

Check out our Discounted Personal Loan rates.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
Discounted Personal Loan
Loan size $10,000-$100,000
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.

Product overview

Anything's possible with a rate this competitive for our Discounted Personal Loan. With no ongoing fees, pre-approval available and flexible terms, our Discounted Personal Loan can help you with whatever you have your heart set on.

Get the best personal loan
Our Discounted Personal Loan is free of ongoing monthly fees and offers flexible loan terms. Whether it's a car, boat or motorbike loan, or a home improvement project or smarter refinance deal, our Discounted Personal Loan can be arranged for any purpose. Get discounted rates for loans starting from $10,000 and a choice of loan terms up to 10 years, with a fixed rate for the first five years.

Our Discounted Personal Loan rate is available for loans greater than $10,000 when using a vehicle as security. As vehicle security, we accept either of the following:

    • Cars, motorcycles or caravans that are less than seven years old; or

    • Cars, motorcycles or caravans that are valued at $10,000 or more


We're here to help
As a member-owned organisation, our first priority is to help you. We focus on providing high levels of personalised service and value for money products - such as our Discounted Personal Loan.
  • No monthly account fees

    This means your repayments are 100% paying off your loan without worrying about monthly account fees
  • Competitive interest rates

    Chat to us to see what rate you qualify for
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Loan term up to 10 years

    Fixed rate for the first five years

  • No fees for additional repayments or early payout

    Enjoy flexibility with your loan

  • Redraw facility

    Against your extra loan repayments
  • Online application

    Apply today

  • Pre-approval valid for 90 days

    Apply online, by calling 13 11 82 or by visiting your nearest branch
  • Loans from $10,000

    Available for almost any purpose

Do some quick maths

Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.

Need some help? We've got you covered. 

Get in touch with us and we can help you get the answers you need.