Home loans, personal loans and credit cards

  • Redraw on your loan

    If you're in advance of your loan repayments, you'll be able to redraw against your loan. We've also made this option available to you if you have a fixed rate home loan. For terms and conditions that apply to redraws, please see our lending terms and conditions (PDF, 249 KB).

  • Fee waiver for restructure

    If you're looking to restructure or consolidate your loans with us, we'll waive the fees.

  • Reduce your repayments

    We'd usually recommend you leave your loan repayments at the higher level, even when interest rates drop. But if you're experiencing financial difficulty, you do have the option to reduce your repayments as low as the minimum required repayment.

Financial hardship

If you’re experiencing financial difficulty, please get in touch with the our National Contact Centre on 13 11 82 between 8am - 8pm (ACST) Monday to Friday, or 8:30am - 4:30pm (ACST) on Saturdays.

We’ve always offered financial hardship assistance to our members who need it. You can find more information on financial support and what it means here.

Support for impacted communities

If you want to help people and communities affected by the floods, you can fund exactly what they need right now by donating through GIVIT

Mental health resources

We understand that everyone copes differently, and that some people may need to reach out for a little extra help during this time. Please take care of your mental health and wellbeing. You can find useful information and resources on the Head to Health website. For personal crisis and mental health support you can contact Lifeline or Beyond Blue at any time.