What are some goals a Financial Planner could help me achieve?
Save for a home
Owning your own home is a dream for many Australians but can sometimes feel unattainable. A Financial Planner can be there to put plans and strategies in place to save money for a home and ultimately help make that dream a reality.
If you're facing debt, consider getting a financial plan. Through it a strategy and budget can be built to help you pay off your debt faster and keep you on top of your money, so you can continue working towards your financial goals.
If there's anything we've learnt over the last year, it's that life can change in the blink of an eye. It may be a financial goal of yours to be prepared for the unexpected or build an emergency fund. A Financial Planner can help you develop personal insurance strategy to protect you and/or your family, should your circumstances change. These include income protection, life insurance, trauma insurance or disability insurance.
Financial Planners can also help you manage your finances if you're made redundant or lose your job. This includes managing your redundancy payment and any Government entitlements as well as re-configuring your budget to adjust to your change in income.
Financial security means at each stage in life, from your first home to retirement, you have enough money to not only pay your expenses but also to cover any emergencies, as well as your future financial goals. A Financial Planner can recommend personalised strategies based on your financial situation to help you work towards financial security at each life stage. It's never too early or too late to get a financial plan and work towards achieving your lifestyle and financial goals.
Build an investment portfolio
If it's a financial goal of yours to build on your wealth and start investing your money, a Financial Planner can propose investment options based on your current financial situation and future goals, working with you to find an investment type best suited to you.
Save for retirement
A Financial Planner can help you to understand the answers to the many common questions concerning retirement. They will focus on understanding your retirement lifestyle goals and implement strategies to help you achieve them.