- $0 application fee
- Up to 62 days interest free
- Six month low introduction rate
A low introductory rate of 2.99% p.a. for the first six months
Available across all balance transfers, cash advances and purchases
Interest free period on purchasesUp to 62 days
Use your card overseas
Quick assessment process
Apply online, by calling 13 11 82 or by visiting your local branch
No application fees
No fee to apply
Easy balance transfer process
Transfer balance easily
The latest in security measuresMicrochips, payWave, a free fraud protection service and Verified by Visa for online purchases
Competitive interest rates
And interest free period
Mobile wallet paymentsSupported in Apple Pay, Samsung Pay and Google Pay
$59 per account
- Charged within a month of the account opening and then annually on the anniversary of the account opening month.
- This fee is waived if you have an Activate Account and are under 25 years of age, an active Home Loan, a One to One relationship or Financial Planning relationship with us.
Exclusive perksExclusive to Visa cardholders is the new digital wallet service, Visa Checkout – a secure and flexible way to conveniently pay online. Additionally, Visa cardholders get access to a range of exclusive perks and offers, including pre-sale tickets for some of the biggest concerts and live events. Sign up for Visa Offers + Perks
It's important for you to look at our Credit Guide if you're thinking about applying for a card to understand how we can help you.Produce and print a Key Facts Sheet for this credit card, or call 13 11 82 or visit your nearest branch to find out more and apply.
A number of regulatory reforms have recently been introduced, click here to view a FAQ on how these reforms may affect you and what People’s Choice has done to address them.
You can use this website to request a reduction in your credit limit to an amount that equals or exceeds the minimum credit limit for your credit card or overdraft or to request to terminate your credit card or overdraft contract. To do this, please click here to lodge a SecureMail request via Internet Banking. Alternatively, enter the information and follow the instructions on the web form request via this website by clicking here, visit your local branch or contact us on 13 11 82.