Key benefits of this loan

Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option

Rates

Check out our Fixed Rate Home Loan rates!
First home buyer
  • Yes
  • No
Repayment type
  • Principal & interest
  • Interest only
Fixed loan term
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.
Interest Only
Loan to Value Ratio (LVR) up to 95%
Loan size $20,000+
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.

Product overview

Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies (weekly, fortnightly or monthly).

With our Fixed Rate Home Loan you'll know exactly what your mortgage repayments will be, helping you to budget and plan your finances.
  • Lock in a competitive fixed interest rate for between one to five years

    You'll have the opportunity to select a new fixed rate period or revert to a variable rate.
  • Loan terms up to 30 years

    Flexibility to pay off the loan up to 30 years

  • Make extra repayments up to $10,000 a year

    Pay off your loan faster
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Interest only repayment option

    Reduce your loan repayments by paying only the interest due monthly

  • Split-loan interest rate option

    Get the benefits of a part fixed and part variable loan

  • Rate-lock facility

    Guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan is funded

  • Family guarantee for first home buyers

    We'll help you through the process

Fees

Upfront fees
Application Fee

$600

Settlement Fee

$150

Rate Lock Option Fee

0.15% of the total loan amount

Ongoing fees
Monthly Administration Fee

$8

Other fees
Valuation FeeAt Cost

Lenders Mortgage Insurance (LMI)

Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)

Third party charges

Third party charges apply e.g. stamp duty

Disclosure documents
Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB) 

Do some quick maths

Let’s help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more!

What else do I need to consider?

Guides and tips

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