Key benefits of this loan

No monthly account fees
Low rate for cars, caravans or motorcycles up to seven years old
Flexible repayment frequency - pay weekly, fortnightly or monthly
No fees for additional repayments or early payout
Redraw facility against your extra loan repayments
Green Car Loan option

$0 Personal Loan Application Fee#


Apply for a Discounted Personal Loan (Car Loan) before 30th November 2024 to be eligible for a $0 Personal Loan Application Fee. Excludes Unsecured Personal Loan and Green Car Loan.#

Rates

Check out our Discounted Personal Loan (Car Loan) rate.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
Discounted Personal Loan (Car Loan)
Loan size $20,000-$120,000
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Green Car Loan
Loan size $20,000-$120,000
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.

Product overview

To help give you the best deal on a car loan, we've got flexible and fair finance options for both new and used cars.

Choosing a vehicle can often be a time consuming process. Do you choose a sedan or a wagon? Maybe you're looking at buying a caravan, or even a motorcycle. And then there are the colours, wheels, trims and whether or not to get the optional extras. If you choose a green vehicle,, you'll get a discounted interest rate with our Green Car Loan option. While you're taking care of all of the big decisions, let us help you with making the right finance choices. With no ongoing fees, pre-approval available and flexible terms, our Discounted Personal Loan (Car Loan) is designed to meet your needs and help you get on the road sooner.

We're here to help
As a member-owned financial institution, our first priority is to help you. With competitive interest rates starting on loans from $20,000, no monthly fees and a fixed rate for the first five years, our Discounted Personal Loan (Car Loan) could let you drive away with a better deal. 
  • Competitive interest rates

    Chat to us to see what rate you qualify for
  • Available for new and used cars, caravans or motorcycles

    Up to 7 years old and loans over $20,000
  • No monthly account fees

    This means your repayments are 100% paying off your loan without worrying about monthly account fees
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Loan term up to 10 years

    Fixed rate for the first five years

  • No fees for additional repayments or early payout

    Enjoy flexibility with your loan

  • Redraw facility

    Against your extra loan repayments
  • Green Car Loan option

    A discounted interest rate for a green vehicle - electric cars, hybrid cars or hydrogen cars

  • Pre-approval valid for 90 days

    Apply online, by calling 13 11 82 or by visiting your nearest branch

Do some quick maths

Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.
  • Cover you can depend on, wherever you go.

    Before you drive away in your dream wheels, get covered with car insurance. Ready to make it happen? 

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