• Dream Fund

    Our Dream Fund lets you put money away regularly and save for your goals, whether it be a holiday, house deposit or a rainy day.
    No matter what you’re saving for, our Dream Fund savings account can help you get there.
    Apply online
    View the Dream Fund details
    Interest rate
    The base interest rate paid on the balance in your account, regardless of transactions performed on the account or balance growth.
    % p.a.
    Interest + bonus rate
    The additional interest rate paid above the base interest rate when certain conditions set by your financial institution are met.
    % p.a.
    Key benefits:
    No minimum opening deposit
    Bonus interest when you grow your balance each month
    No monthly administration fee
    Digital preferred account
    24/7 access through Mobile Banking App and Internet Banking
    BPAY®direct debit and direct credits

  • Term Deposits

    Lock in your savings with a Term Deposit to know exactly what your investment is worth ahead of time.
    Lock in your savings with a Term Deposit to know exactly what your investment is worth ahead of time. 
    Apply online
    View the Term Deposits details
    Interest rate
    The base interest rate paid on the balance in your account, regardless of transactions performed on the account or balance growth.
    % p.a.
    Key benefits:
    Minimum opening deposit $5,000
    Fixed for 4 months with interest paid at maturity
    Competitive interest rates
    $0 monthly administration fee
    For members aged 12+

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FAQs

More FAQs

  • How is interest calculated on my savings and transaction accounts?

    On interest-bearing savings and transaction accounts we calculate interest on the closing daily credit balance of your account from the last day of the previous month to the second-to-last day of the month for which interest is being credited. If your savings or transaction account has an interest frequency other than monthly, interest is on the closing daily credit balance of your account from the last day of the month that interest was previously credited to the second-to-last day of the month for which new interest is being credited.

  • How does the bonus interest work on my account?

    Dream Fund bonus interest is paid when your closing balance for the month is greater than the opening balance of your account for that month, excluding any interest credited to your account on that day. For details of base and bonus rates and bonus interest criteria on our legacy savings accounts please click here. 

  • Can I open a bank account for my child?

    Yes, the account will be in the name of the child, but a parent/guardian can be added as a Third Party Operator to the account. Refer to our Accounts & Access Facilities Terms & Conditions for more information on Opening Accounts for Minors.

  • How old does a child need to be before a bank account can be opened for them?

    A Dream Fund Account can be opened for a child from birth. The child can be granted access from the age of 12 with parent/guardian permission. Once the child reaches 18 years of age, full account access can be requested.

  • What do I need to open a bank account for a child?

    A Birth Certificate is sufficient identification to open an account for a child.

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