• Dream Fund

    Our Dream Fund lets you put money away regularly and save for your goals, whether it be a holiday, house deposit or a rainy day.
    No matter what you’re saving for, our digital access only Dream Fund can help get you there.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Interest + bonus rate
    The additional interest rate paid above the base interest rate when certain conditions set by your financial institution are met.
    % p.a.
    Key benefits:
    No minimum opening deposit
    Bonus interest
    No monthly administration fee
    Digital only account
    24/7 access through Mobile Banking App, Internet Banking and Phone Banking
    BPAY,® direct debit and direct credits
  • Bonus Saver Account

    Our Bonus Saver Account incentivises you to save. It offers competitive bonus interest rates if you make a minimum $50 deposit in the month, and make no withdrawals. For members aged 13+
    Reach your savings goals sooner.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Interest + bonus rate
    The additional interest rate paid above the base interest rate when certain conditions set by your financial institution are met.
    % p.a.
    Key benefits:
    24/7 access through Mobile Banking App, Internet Banking and Phone Banking
    Competitive interest rates
    Bonus interest when minimum deposit made and no withdrawals
    Unlimited free BPAY® payments, Internet and Phone Banking transfers
  • Young Saver Account

    You can open your new Young Saver Account for you (if you are under 18) or your kids online, over the phone by calling 13 11 82 or by visiting your nearest branch.
    Learn how to save from a young age and get rewarded with bonus interest.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Interest + bonus rate
    The additional interest rate paid above the base interest rate when certain conditions set by your financial institution are met.
    % p.a.
    Key benefits:
    No minimum opening deposit
    No monthly fees
    Competitive interest rates
    Bonus interest when minimum deposit made and no withdrawals
    24/7 access through Mobile Banking App, Internet Banking and Phone Banking

Related articles

  • How is interest calculated on my savings and transaction accounts?

    On interest-bearing savings and transaction accounts we calculate interest on the closing daily credit balance of your account from the last day of the previous month to the second-to-last day of the month for which interest is being credited. If your savings or transaction account has an interest frequency other than monthly, interest is on the closing daily credit balance of your account from the last day of the month that interest was previously credited to the second-to-last day of the month for which new interest is being credited.
  • How does the bonus interest work on my account?

    On our savings accounts that pay bonus interest, bonus interest will be paid dependent on the product that you hold.  Bonus Saver bonus interest is paid when at least $50 is deposited into the account and there are no withdrawals in the month. Young Saver bonus interest is paid when at least $5 is deposited into the account and there are no withdrawals in the month. Deposits made on the last day of the month must be made by 5.00pm Central Standard time, whether or not it is a business day, to qualify for bonus interest in that month. For details of base and bonus rates on the Bonus Saver and Young Saver accounts please click here.
  • Can I open a bank account for my child?

    Yes, the account will be in the name of the child, but a parent/guardian can be added as a Third Party Operator to the account. Refer to our Accounts & Access Facilities Terms & Conditions for more information on Opening Accounts for Minors.
  • How old does a child need to be before a bank account can be opened for them?

    A Young Saver Account can be opened for a child from birth. The child can be granted access from the age of 13 with parent/guardian permission. Once the child reaches 18 years of age, full account access is given to them.
  • What do I need to open a bank account for a child?

    A Birth Certificate is sufficient identification to open an account for a child.