Key benefits of this loan

Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility

Rates

Check out our Basic Variable Investment Loan rates!
Repayment type
  • Principal & interest
  • Interest only
New Business - Basic Variable Investment Loan
Loan to Value Ratio (LVR) <80%
Loan size $150,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
New Business - Basic Variable Investment Loan
Loan to Value Ratio (LVR) >80%
Loan size $150,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) <80%
Loan size $50,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Basic Variable Investment Loan
Loan size $50,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
New Business - Basic Variable Investment Loan
Loan to Value Ratio (LVR) <80%
Loan size $150,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
.00% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Basic Variable Investment Loan
Loan to Value Ratio (LVR) <80%
Loan size $50,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Basic Variable Investment Loan
Loan size $50,000+
Discount to the basic variable rate
A discount to the basic variable interest rate (BVR).
% p.a.
Interest rate with discount
The resulting interest rate after the discount has been applied.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.

Product overview

With competitive rates and flexible repayment options, our Basic Variable Investment Loan may provide you with the features and benefits of a home loan you've been looking for.
  • Competitive variable interest rates

    Chat to us to see what rate you qualify for

  • Loan terms up to 30 years

    Flexibility to pay off the loan up to 30 years

  • Freedom to make unlimited extra repayments

    Pay off your loan faster
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Redraw facility

    Access to extra cash if you're ahead on your repayments
  • Interest only repayment option

    Reduce your loan repayments by paying only the interest due monthly

  • Construction loan option available

    Ask an expert and find out your options
  • Lower rates for loans with LVR <80%

    Benefit from a Loan to Value Ratio of less than 80%

Fees

Upfront fees
Application Fee

$0

Settlement Fee$0
Ongoing fees
Monthly Administration Fee

$0 monthly fee

Other fees
Valuation FeeAt Cost

Lenders Mortgage Insurance (LMI)

Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)

Third party chargesThird party charges apply (e.g. stamp duty)
Disclosure documents
Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB)

Do some quick maths

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What else do I need to consider?

Guides and tips

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