Key benefits

Two levels of cover to suit your needs
Cover in the event of damage or loss caused by flood, fire, storm, lightning, earthquake and tsunami
Covers $20 million liability
Dedicated claims support 24/7

Product overview

For most people their personal possessions are valuable and often costly to replace. Protect the things you love from the unexpected with contents insurance through People's Choice.

Our contents insurance, provided by CGU, lets you pick and choose options that best suit you. You have the option to add optional valuables cover to make sure you're only paying for the cover you want.

Your cover could help replace your contents in the event of flood, storm, fire, theft and much more.

    Two flexible tiers of protection

    We have two flexible tiers of protection for your contents cover: Accidental Damage and Listed Events.
    Use our online contents insurance calculator to help you estimate how much insurance you might need.

    Cover includes:


    Accidental damage


    Listed events

    Accidental damage or accidental loss


    Valuable items
    Jewellery, mobile phones, tablets, laptops, cameras & photography equipment, portable music players etc

    20% of sums insured or $7,500 whichever is greater

    (Up to $2,500 per item)

    20% of sums insured or $5,000 whichever is greater

    (Up to $2,500 per item)

    Optional additional valuables cover
    Worldwide cover for up to 90 consecutive days (with a reduced excess of $250)

    Contents at home in the open air

    Up to $2,000 for the events listed

    Burning out of electrical motors
    For motors up to 15 years old

    Frozen food
    Following breakdown of freezer

    Includes accidents

    Up to $500

    Vet expenses if your pet is injured in a road accident

    Up to $500

    Up to $500

    Liability cover
    Up to $20 million


    Australia wide

    Bicycle cover
    Up to $20,000

    Includes accidents, except when racing

    For listed events only

    Flood cover (automatic)

    New-for-old replacement cover (contents)

    Credit card and transaction card misuse



    Small boats and watercraft
    Up to $5,000

    Max length 4m – motors less than 10hp

    Max length 4m – motors less than 10hp


    Please refer to the relevant Insurance Product Disclosure Statement for full details of cover limits and terms and conditions.


    Please refer to the relevant Key Facts Sheets for details of our Home Building and Home Contents policies.


    Policy terms, conditions, limitations and exclusions apply.


    Ready to get a quote?

    You can get a quote online today.

    Guides and tips

    Need to make a home insurance claim?

    Make a claim online or call the dedicated 24-hour claims hotline on 13 24 80.

    Talk to us about your insurance needs today!