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Key benefits
- Cover if your caravan is damaged in an accident
- Emergency repairs after an incident (up to $800)
- Fire, storm and flood damage
Product overview
Enjoy your next adventure with confidence. Caravanning is more than just a means of transport. For many, it’s a way of life and a home away from home. That’s why it’s worth protecting your caravan and its contents. Our caravan insurance, provided by CGU, gives you the freedom to choose the cover to suit your lifestyle, no matter if you’re on-site or on the move. You’ll also be insured for temporary accommodation, towing costs and getting your caravan to the nearest repairer or any other place that CGU agrees to following an incident CGU covers.
Cover includes:
Accidents
Cover for your caravan if it's damaged in an accident.
Fire, storm and flood
Cover for your caravan if it's damaged by fire, storm, flood or tsunami.
Towing
CGU pays for towing to a repairer or safe place if your caravan can't be used after an incident CGU covers.
Theft and vandalism
Cover for your caravan if it's stolen, vandalised or accidentally damaged.
Caravan Contents
CGU covers items that are permanently kept in your caravan if they're damaged or stolen in an incident CGU covers (up to $1,000).
Emergency repairs
CGU pays for repairs you need to make after an incident CGU covers so that your caravan's safe to use or tow (up to $800).
New replacement
If your caravan's written off in its first two years, CGU tries to replace it with a similar new caravan.
Storage costs
If your caravan can't be used after a covered incident, CGU will pay for storage until it's repaired or your claim is settled, whichever comes first.
Food spoilage
Cover for spoiled food and prescription medicine up to $500 if an accidental power outage caused your fridge to stop working.
Emergency transport and accommodation
CGU pays for temporary accommodation or transportation of your caravan (up to $1,000).
If your caravan is your usual home and you are unable to live in it after an insured event, CGU pays for temporary accommodation $125 per day up to $5,000.
Liability cover
CGU covers your legal liability in certain situations if someone's injured or their property's damaged by your caravan (up to $20m).
Not included
There are some things CGU doesn't cover:
Off-road use
Unless your caravan is designed for it, CGU doesn't cover damage from driving off-road.
Wear and tear
CGU doesn't cover normal wear and tear that happens as you use your caravan.
Optional benefits
No excess for glass damage
Add an option to avoid paying an excess when your windscreen, window glass or sunroof is the only thing damaged in a covered incident (let CGU know and CGU will arrange the repairs).
Lay up cover
By adding lay up cover you may reduce your premium (and the cover CGU provides) for an agreed time while you're not using your caravan.
Motor burnout
Add cover for electric motor burnout in things like fridges and air conditioning units, including parts and labour.
Ready to get a quote?
Call CGU’s claims team 24 hours a day, 7 days a week on 13 24 80.
Home, landlord or motor vehicle claims can also be made online by logging into your CGU online account if your policy was first purchased after 16 June 2025, or renewed after 9 August 2025.
If your policy purchased after 16 June 2025 or renewed after 9 August 2025, you can make certain updates online, such as adjusting your excess amounts or optional benefits.
For significant changes, like purchasing a new car, please call us directly on 13 11 82.
