Getting started with overseas travel
Once you've decided on your destination, create a list of stopovers, sites and locations you'd like to visit, and how much time you would like to spend at each. This should give you a good idea of how long your stay will be, which route you'll be taking and how you'll be travelling.
Before you go
Tell us you're going away
We monitor your accounts and finances to keep them safe!
Be sure to tell us what countries you're visiting, including stopovers, and we'll consider this before placing a block on your card if we detect unusual activity.
Simply log in to Internet Banking, select 'Travel Advice' under the 'Services' tab and follow the prompts.
Are your cards up to date?
Have you checked your cards' credit limits and expiry dates?
Make sure your credit limits suit your travelling budget and renew your card if needed.
Be aware that some countries may require a six-digit PIN when paying by card, though your PIN may only be four digits.
Simply enter '00' at the start to make your PIN six digits. For example, 1234 would become 001234.
Internet Banking or Mobile Banking App
Log in or register before you go to make sure you have access to keep track of your accounts while you're away.
People's Choice Secure Code
Make sure you're registered so you can pay any bills or transfer funds to others while you're away. Contact us for more information.
Take some foreign cash with you
You can organise your foreign currency 24/7 online to be collected at a branch for pick up within three to five business days. Foreign cash can be ordered up to 21 days in advance.
Better safe than sorry
Make photocopies of your passport, travel itinerary, travel insurance policy and any other information that you might need to access in case of emergency on your trip and leave with a trusted friend or family member.
Visit the Smartraveller webpage
Smartraveller no longer asks you to register your overseas travel before you go 'just in case' something happens. Instead, they will activate a crisis page if there is a situation overseas that could affect Australians. At that point in time, if you're affected and need their help you can contact them.
Need any vaccinations?
Check with Immunise Australia to see if you will require any vaccinations before you depart. Vaccines covered by the National Immunisation Program (NIP) are provided free-of-charge to eligible people.
Make sure your passport is valid for at least six months from the start of your travel.
Organise mail collection
Arrange for a friend or family member to collect your mail.
Useful tips while you're away
Using your card to pay
Pay by selecting 'Credit' with your Visa Debit card or Visa Credit card wherever the Visa logo is displayed.
Getting cash out
You can also withdraw up to $2,000 (AUD) per day (per card), at any overseas ATM displaying the Visa or PLUS logo by selecting 'Credit' with your Visa, rediCARD PLUS or eftpos debit card. Local ATMs may have different limits on transactions and fees and charges may apply.
Keep your cards and money separate
Ensure you have a backup in case anything is lost or stolen.
Check your receipts carefully before paying
Make sure you know what you're paying for and keep your receipts until you've checked your statements.
Don't allow merchants to take an imprint of your card
Most merchants should use electronic means of processing your card information, instead of taking a manual imprint of your card. Otherwise, pay in cash to keep your card safe.
Regularly review your transactions and balances
Check your transactions and balances including 'funds on hold' using the Mobile Banking App or Internet Banking.
People's Choice emergency details
If you need to contact us while you're overseas, you can call us on +61 8 8305 8305 during our National Contact Centre opening hours.
Our support specialists, based in South Australia, are available from:
8am - 8pm Monday to Friday (ACST)
8.30am - 4.30pm Saturday (ACST)
If your card is lost or stolen, contact the 24 hour Visa International Hotline to cancel your Visa card or rediCARD PLUS immediately.
If you're concerned about suspicious transactions on your account, call our fraud team right away.