Key benefits of this loan
- No fees for additional repayments or early payout
- No monthly account fees
- Redraw facility against your extra loan repayments
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- Pre-approval valid for 90 days
Product overview
Our Unsecured Personal Loan gives you freedom and flexibility and is available for almost any purpose. With no monthly account fees and many other great features, use the Unsecured Personal Loan to make your dreams possible, sooner.
We're here to help
As a member-owned organisation, our first priority is to help you. We focus on providing high levels of personalised service and value for money products – such as our Unsecured Personal Loan.
No monthly account fees
This means your repayments are 100% paying off your loan without worrying about ongoing feesCompetitive interest rates fixed for the life of the loan
Chat to us to see what rate you qualify forFlexible repayment frequency
Pay weekly, fortnightly or monthly
Loan terms up to seven years
You can pay off the loan over up to seven yearsNo fees for additional repayments or early payout
Enjoy flexibility with your loanRedraw facility
Against your extra loan repaymentsLoans from $2,000
Available for almost any purposeOnline application
Apply today
Pre-approval valid for 90 days
Rates
Check out our Unsecured Personal Loan rates!
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
Unsecured Personal Loan
Loan size $2,000-$40,000
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Do some quick maths
Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.
What you need to know
When you apply for a loan, please have the following information handy.
Income details
Pay slips, child support, pensions, overtime, allowances, rental income, commissions etcExpense details
Utility bills, rent, board, maintenance, lease payments etcAsset information
Cash savings, value of motor vehicles, shares, bonds, property, furnishings etcAny other loans or liabilities
Such as home loans, credit cards or other debt through buy now, pay later servicesResidential and employment details
For the last three years
Identification
Australian driver's licence number and expiry, passport, proof of age card
Compare these personal loans
If you aren’t sure which loan will be best for your needs, our comparison tool is a great place to start.
Related articles
What you need to apply for a personal loan
We go through the basics of applying for a personal loan.How much can you borrow for a personal loan?
What you need to know about borrowing and repayments.