Key benefits of this loan

No annual or monthly account keeping fees
Redraw facility
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Split-loan interest rate option

Rates

Check out our Standard Variable Investment Loan rates!
Repayment type
  • Principal & interest
  • Interest only
Standard Variable Investment Rate
Home and construction loans
Loan size $20,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Standard Variable Investment Rate
Home and construction loans
Loan size $20,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.

Product overview

Our Standard Variable Investment Loan might be just what you've been looking for. It provides you with flexibility, competitive rates and a variety of features, including repayment frequency and unlimited extra repayments to pay off your loan sooner.
  • Competitive variable interest rates

    Chat to us to see what rate you qualify for
  • Loan terms up to 30 years 

    Flexibility to pay off the loan up to 30 years

  • Account keeping fees

    No annual or monthly account keeping fees
  • Freedom to make unlimited extra repayments

    Pay off your loan faster
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Redraw facility

    Access to extra cash if you're ahead on your repayments
  • Offset account option

    Link your loan and transaction account to help reduce the interest and time taken to pay off your loan

  • Interest only repayment option

    Reduce your loan repayments by paying only the interest due monthly

  • Split-loan interest rate option

    Get the benefits of a part fixed and part variable interest rate loan

  • Construction loan option available

    Ask an expert and find out your options

Fees

Upfront fees
Application Fee

$600

Settlement Fee$150
Ongoing fees
Monthly Administration Fee

$0 monthly fee. $8 per month for offset account (optional)

Other fees
Valuation FeeAt Cost

Lenders Mortgage Insurance (LMI)

Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)

Third party chargesThird party charges apply (e.g. stamp duty)
Disclosure documents
Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB)

Do some quick maths

Let’s help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.

What else do I need to consider?

Guides and tips

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