Key benefits

Two levels of cover to suit your needs
Cover in the event of damage or loss caused by flood, fire, storm, lightning, earthquake and tsunami
Covers $20 million liability
Dedicated claims support 24/7
Emergency repairs and temporary accommodation up to 10% sum insured for up to 12 months if you are unable to live in your home as a result of an incident covered

Product overview

Our home insurance, provided by CGU, lets you pick and choose options that best suit you. Your cover could help you cover the cost to repair or rebuild your home in the event of flood, storm, fire, theft and much more.

    Two flexible tiers of protection

    We have two flexible tiers of protection for your building cover: Accidental Damage and Listed Events.
    Use our online building insurance calculator to help you estimate how much insurance you might need.

    Cover includes:


    Accidental damage

    Listed events


    Accidental damage or accidental loss


    Burning out of electrical motors
    for motors up to 15 years old

    Trees, plants and shrubs replacement

    Up to $1,500

    Up to $1,500

    Flood cover (automatic)

    Alternative accommodation
    Paid in addition to the sum insured
    (Up to 10% sum insured)

    Removal of debris and demolishing costs
    Paid in addition to the sum insured
    (Up to 10% sum insured)

    Architects, surveyors and legal fees
    Paid in addition to the sums insured

    (Up to 10% sum insured)

    Replacing keys and recoding of locks and barrels

    No limit

    Up to $1,000

    Liability cover
    Up to $20 million

    Storm damage to wooden gates, fences, etc.
    For fences, gates, etc. up to 15 years old



    Please refer to the relevant Insurance Product Disclosure Statement for full details of cover limits and terms and conditions.

    Please refer to the relevant Key Facts Sheets for details of our Home Building and Home Contents policies.


    Policy terms, conditions, limitations and exclusions apply.

    Ready to get a quote?

    You can get a quote online today.

    Guides and tips

    Need to make a home insurance claim?

    Make a claim online or call the dedicated 24-hour claims hotline on 13 24 80.

    Talk to us about your insurance needs today!