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Financing your holiday
If it’s time for a getaway, your journey begins with some research and planning. Whether you’re going on a holiday overseas or exploring Australia, you may decide you need some help funding your trip.
When you’ve decided where you’re going, you can begin to work out how much money you’ll need for the overall holiday. This includes flights, accommodation, insurance, any gear you’ll need, as well as spending money. Consider how much you’ve saved and how much you’ll earn before you leave. If you decide you’d like to take out a travel loan for your holiday, a People’s Choice personal loan can help.
What is a travel loan?
- At People’s Choice, our personal loan options are suitable for travel purposes and can help you go on that dream holiday. As with all personal loans, you will have to pay it back, plus some fees and interest. Depending on what type of loan you take out, you may also need to provide security for the loan. There are lenders that will provide a mix of secured and unsecured loans.
Unsecured vs secured personal loans for travelling
Lenders can help you with getting a loan for going on a holiday, but not all are the same. Eligibility criteria, loan periods and interest rates may differ depending on the loan type and loan amount.
One of the biggest differences between loans is whether they are secured or unsecured, that is, whether you need to provide anything as security for the loan. If you take out a secured personal loan, you can potentially get a lower interest rate or pay off the loan over a longer period. We’re here to help you with these decisions and you can read more here if you want to learn the difference between secured and unsecured personal loans.
Personal loans for going on a holiday from People’s Choice
Personal loan calculator
Our personal loan calculator lets you see how much time and interest you could save with extra repayments.
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