Key benefits of this loan

Available loan size $10,000 plus
Interest only repayment option
Unlimited extra repayments
Redraw funds within your agreed credit limit as you need

Rates

Check out the latest rates for our Business Line of Credit.
Secured by Residential Property up to $1,000,000
Term > 1 year
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Secured by Commercial Property up to $1,000,000
Term > 1 year
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.

Product overview

By combining your loan, overdraft, and savings into a single account, you could use your working capital to reduce the amount of interest you pay and pay off your business loan sooner.

A Business Line of Credit gives you the flexibility and control to help you make every dollar count.
  • Competitive variable interest rate

    Chat to a Business Banker to see what rate best suits your needs

  • Loan terms from 1 to 25 years

  • Flexibility to withdraw funds as you need

    As long as you stay within your agreed credit limit

  • No minimum monthly repayments

    Provided any interest, fees and charges are paid each month

  • Combines your mortgage and transaction account into one, flexible account

  • Interest only option

    Free up extra cash by paying only the interest portion of the loan for up to 10 years

  • Split-loan option

    Get the benefits of a part fixed and part variable interest rate loan

  • Portable loan facility

    Security can be transferred directly from one property to another - subject to approval

Fees

  • Minimum loan size is $10,000.
  • Minimum deposit is 20% (80% Loan to Value Ratio or lower).
Upfront fees
Application fee$600 for loans up to $80,000
0.75% of loan, for loans greater than $80,000
Ongoing fees
Monthly fee$10 per month
Annual fee$0
Other fees
Third party charges

Third party charges apply e.g. stamp duty


Compare these business loans

If you aren’t sure which loan will be best for your needs, our comparison tool if a great place to start.

Enquire about this loan

You can enquire about this business loan online, over the phone or by visiting your nearest branch.
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