Choose the loan that is right for you.

What do you need a loan for?
  • A home to live in
  • For property investment
First home buyer
  • Yes
  • No
Borrowing amount
Deposit
  • >20%
  • 10-20%
  • 5-10 %
Select your rate
  • Variable interest rate
  • Fixed interest rate
  • Unsure
Loan term
  • 30 Years
  • 25 Years
  • 20 Years
  • 10 Years
  • 5 Years
Repayment type
  • Principal & interest
  • Interest only
Repayment schedule
  • Monthly
  • Fortnightly
  • Weekly
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.50"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.50"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.50"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.3"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"2.57"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.3"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.3"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"2.57"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.3"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.3"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1015"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"2.57"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.3"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.94"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.65"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.94"},{"Name":"ProductRateInterestRate","Value":"2.64"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.94"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.65"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.94"},{"Name":"ProductRateInterestRate","Value":"2.64"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.94"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.65"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.94"},{"Name":"ProductRateInterestRate","Value":"2.64"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.74"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.20"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.74"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.74"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.20"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.74"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.74"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.20"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.74"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.59"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1013"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.46"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.59"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.59"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1013"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.46"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.59"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.59"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1013"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.46"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.59"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.59"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.35"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.59"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.59"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.35"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.59"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.59"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.35"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.59"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.44"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1009"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.61"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.44"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.44"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1009"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.61"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.44"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"1.44"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateRefId","Value":"1009"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.61"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"1.44"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    New Business Offer
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Variable Investment Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Investment Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
     
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"2.96"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-I_80_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"2.96"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-I_80_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"2.96"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-I_80_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Investment Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Investment Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
     
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.97"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3018"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.29"},{"Name":"ProductRateComparisonRate","Value":"2.76"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.97"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.97"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3018"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.29"},{"Name":"ProductRateComparisonRate","Value":"2.76"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.97"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.97"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3018"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.29"},{"Name":"ProductRateComparisonRate","Value":"2.76"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.97"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Investment Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Investment Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
     
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.94"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.94"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.94"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateInterestRate","Value":"2.49"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Investment Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Investment Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
     
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3016"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.74"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateInterestRate","Value":"2.29"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3016"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.74"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateInterestRate","Value":"2.29"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3016"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.74"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateInterestRate","Value":"2.29"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Investment Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Investment Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
     
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.52"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.08"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.52"},{"Name":"ProductRateInterestRate","Value":"2.64"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.52"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.08"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.52"},{"Name":"ProductRateInterestRate","Value":"2.64"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.52"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.08"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.52"},{"Name":"ProductRateInterestRate","Value":"2.64"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Investment Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Investment Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
     
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.72"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3017"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.89"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.72"},{"Name":"ProductRateInterestRate","Value":"2.44"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.72"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3017"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.89"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.72"},{"Name":"ProductRateInterestRate","Value":"2.44"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.72"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateRefId","Value":"3017"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.89"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.72"},{"Name":"ProductRateInterestRate","Value":"2.44"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.17"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3010"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.85"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.17"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.17"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3010"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.85"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.17"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.17"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3010"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.85"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.17"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.37"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3014"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"1.99"},{"Name":"ProductRateComparisonRate","Value":"2.65"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.37"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.37"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3014"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"1.99"},{"Name":"ProductRateComparisonRate","Value":"2.65"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.37"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.37"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3014"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"1.99"},{"Name":"ProductRateComparisonRate","Value":"2.65"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.37"},{"Name":"ProductRateInterestRate","Value":"2.69"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.32"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.64"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.32"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.32"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.64"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.32"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.32"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.64"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.32"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.52"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3012"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.45"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.52"},{"Name":"ProductRateInterestRate","Value":"1.99"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.52"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3012"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.45"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.52"},{"Name":"ProductRateInterestRate","Value":"1.99"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.52"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3012"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.45"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.52"},{"Name":"ProductRateInterestRate","Value":"1.99"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.02"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3011"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"3.00"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.02"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.02"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3011"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"3.00"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.02"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.02"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3011"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"3.00"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_749k_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.02"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.22"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3015"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.14"},{"Name":"ProductRateComparisonRate","Value":"2.80"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.22"},{"Name":"ProductRateInterestRate","Value":"2.84"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.22"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3015"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.14"},{"Name":"ProductRateComparisonRate","Value":"2.80"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.22"},{"Name":"ProductRateInterestRate","Value":"2.84"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.22"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3015"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"2.14"},{"Name":"ProductRateComparisonRate","Value":"2.80"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.22"},{"Name":"ProductRateInterestRate","Value":"2.84"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.17"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.79"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.17"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.17"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.79"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.17"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.17"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.79"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_749k_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"749999"},{"Name":"ProductRateRateDiscount","Value":"2.17"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Variable Home Loan Package

    Combine several loans under the one package umbrella.
    Our Variable Home Loan Package provides a competitive rate for the life of the loan, with the flexibility to make unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.37"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3013"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.60"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.37"},{"Name":"ProductRateInterestRate","Value":"2.14"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.37"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3013"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.60"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.37"},{"Name":"ProductRateInterestRate","Value":"2.14"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"2.37"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateRefId","Value":"3013"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"2.60"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"2.37"},{"Name":"ProductRateInterestRate","Value":"2.14"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"750000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Offset account option
    Unlimited extra repayments
    No restrictions on the number of loans under the package
    Competitive variable interest rates
    Redraw facility
    Save on interest rates, products and services
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.33"},{"Name":"ProductRateComparisonRate","Value":"4.48"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateInterestRate","Value":"4.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.33"},{"Name":"ProductRateComparisonRate","Value":"4.48"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateInterestRate","Value":"4.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.33"},{"Name":"ProductRateComparisonRate","Value":"4.48"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateInterestRate","Value":"4.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.34"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"4.33"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.34"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"4.33"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.34"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"4.33"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1003"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.58"},{"Name":"ProductRateComparisonRate","Value":"4.75"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1003"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.58"},{"Name":"ProductRateComparisonRate","Value":"4.75"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1003"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.58"},{"Name":"ProductRateComparisonRate","Value":"4.75"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Investment Loan

    Competitive rates and flexible repayment options.
    Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.59"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.58"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.59"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.58"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.59"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.58"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1005"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"3.93"},{"Name":"ProductRateComparisonRate","Value":"4.05"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"4.23"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1005"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"3.93"},{"Name":"ProductRateComparisonRate","Value":"4.05"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"4.23"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1005"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"3.93"},{"Name":"ProductRateComparisonRate","Value":"4.05"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"4.23"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.69"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"3.68"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.69"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"3.68"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.69"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateInterestRate","Value":"3.68"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1001"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"3.93"},{"Name":"ProductRateComparisonRate","Value":"4.15"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.48"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1001"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"3.93"},{"Name":"ProductRateComparisonRate","Value":"4.15"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.48"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1001"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"3.93"},{"Name":"ProductRateComparisonRate","Value":"4.15"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.48"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Basic Variable Home Loan

    Competitive rates and flexible repayment options.
    With a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments, our Basic Variable Home Loan is a simple, non-complicated home loan.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1000"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.94"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.93"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1000"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.94"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.93"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    %
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateRefId","Value":"1000"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"3.94"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.93"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"50000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility
  • Fixed Investment Loan Package

    Available for terms of between one and five years with the option for flexible repayment frequencies.
    Bring out the savvy investor within you by locking in our Fixed Investment Loan Package rate.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateRefId","Value":"6019"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"3.10"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.29"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateRefId","Value":"6019"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"3.10"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.29"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Investment Loan Package

    Available for terms of between one and five years with the option for flexible repayment frequencies.
    Bring out the savvy investor within you by locking in our Fixed Investment Loan Package rate.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateRefId","Value":"6014"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"3.08"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.09"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateRefId","Value":"6014"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"2.49"},{"Name":"ProductRateComparisonRate","Value":"3.08"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.09"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Investment Loan Package

    Available for terms of between one and five years with the option for flexible repayment frequencies.
    Bring out the savvy investor within you by locking in our Fixed Investment Loan Package rate.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateRefId","Value":"8012"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"2.64"},{"Name":"ProductRateComparisonRate","Value":"3.23"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFP-I_80-90_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.24"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateRefId","Value":"8012"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"2.64"},{"Name":"ProductRateComparisonRate","Value":"3.23"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFP-I_80-90_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.24"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    2 Year Fixed Rate
    An interest rate that is fixed for two years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"6007"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.75"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"2YFP-OO_80_2m_fixed_2_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"6007"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.75"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"2YFP-OO_80_2m_fixed_2_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    2 Year Fixed Rate
    An interest rate that is fixed for two years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"6001"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.66"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"2YFP-OO_80_2m_fixed_2_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.29"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"6001"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.66"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"2YFP-OO_80_2m_fixed_2_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.29"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    2 Year Fixed Rate
    An interest rate that is fixed for two years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"8006"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.90"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"2YFP-OO_80-95_2m_fixed_2_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.14"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"8006"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.90"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"2YFP-OO_80-95_2m_fixed_2_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.14"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    2 Year Fixed Rate
    An interest rate that is fixed for two years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"8001"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.81"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"2YFP-OO_80-95_2m_fixed_2_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.44"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateRefId","Value":"8001"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.81"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"2YFP-OO_80-95_2m_fixed_2_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.44"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    1 Year Fixed Rate
    An interest rate that is fixed for one year.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10427"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.69"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80_2m_fixed_1_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10427"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.69"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80_2m_fixed_1_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"2.89"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    First Home Buyer
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    1 Year Fixed Rate
    An interest rate that is fixed for one year.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10426"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.64"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80_2m_fixed_1_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10426"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.19"},{"Name":"ProductRateComparisonRate","Value":"2.64"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80_2m_fixed_1_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"2.19"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    First Home Buyer
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    1 Year Fixed Rate
    An interest rate that is fixed for one year.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10429"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.84"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80-95_2m_fixed_1_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10429"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.84"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80-95_2m_fixed_1_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"3.04"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    First Home Buyer
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Home Loan Package

    Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
    Our Fixed Home Loan Package can help you open the door to your new home.
    % p.a.
    1 Year Fixed Rate
    An interest rate that is fixed for one year.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10428"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.79"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80-95_2m_fixed_1_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0.1"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 1 Year Fixed Package"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"1YFP-FHL-OO"},{"Name":"ProductRateRateRefId","Value":"10428"},{"Name":"ProductRateTermMinimum","Value":"1"},{"Name":"ProductRateRateRevert","Value":"2.34"},{"Name":"ProductRateComparisonRate","Value":"2.79"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"1YFP-FHL-OO_80-95_2m_fixed_1_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0.1"},{"Name":"ProductRateInterestRate","Value":"2.34"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    First Home Buyer
    Enjoy the certainty of fixed repayments
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
    Save on interest rates, products and services
  • Fixed Rate Home Loan

    Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
    Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateRefId","Value":"5007"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"4.51"},{"Name":"ProductRateComparisonRate","Value":"4.44"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"3YFR-OO_95_2m_fixed_3_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateRefId","Value":"5007"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"4.51"},{"Name":"ProductRateComparisonRate","Value":"4.44"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"3YFR-OO_95_2m_fixed_3_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.69"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
  • Fixed Rate Home Loan

    Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
    Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateRefId","Value":"5002"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"4.51"},{"Name":"ProductRateComparisonRate","Value":"4.26"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFR-OO_95_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateRefId","Value":"5002"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"4.51"},{"Name":"ProductRateComparisonRate","Value":"4.26"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFR-OO_95_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"2.99"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
  • Fixed Rate Investment Loan

    Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
    Our Fixed Rate Investment Loan can help you open the door to your new investment property.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateRefId","Value":"5017"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"5.16"},{"Name":"ProductRateComparisonRate","Value":"4.86"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.49"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateRefId","Value":"5017"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"5.16"},{"Name":"ProductRateComparisonRate","Value":"4.86"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.49"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
  • Fixed Rate Investment Loan

    Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
    Our Fixed Rate Investment Loan can help you open the door to your new investment property.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateRefId","Value":"5012"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"5.16"},{"Name":"ProductRateComparisonRate","Value":"4.81"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFR-I_90_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.29"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"fixed"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateRefId","Value":"5012"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateRateRevert","Value":"5.16"},{"Name":"ProductRateComparisonRate","Value":"4.81"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"3YFR-I_90_2m_fixed_3_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"3.29"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"fixed"}]

    Estimated Repayment

    $
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Rate-lock facility
    Split-loan interest rate option
  • Standard Variable Investment Loan

    Flexibility, competitive rates and a variety of features.
    We understand you have an ever-changing lifestyle, so why not have an investment loan with flexibility?
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateRefId","Value":"103"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"5.16"},{"Name":"ProductRateComparisonRate","Value":"5.34"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"SV-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"5.46"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateRefId","Value":"103"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"5.16"},{"Name":"ProductRateComparisonRate","Value":"5.34"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"SV-I_80_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"5.46"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    No annual or monthly account keeping fees
    Redraw facility
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Split-loan interest rate option
  • Standard Variable Investment Loan

    Flexibility, competitive rates and a variety of features.
    We understand you have an ever-changing lifestyle, so why not have an investment loan with flexibility?
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateRefId","Value":"102"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"5.22"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"SV-I_90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"5.16"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateRefId","Value":"102"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"5.22"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"SV-I_90_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"5.16"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    No annual or monthly account keeping fees
    Redraw facility
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Split-loan interest rate option
  • Our Standard Variable Home Loan provides you with flexibility, competitive rates and unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateRefId","Value":"101"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.51"},{"Name":"ProductRateComparisonRate","Value":"4.78"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"True"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"5.06"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateRefId","Value":"101"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateRateRevert","Value":"4.51"},{"Name":"ProductRateComparisonRate","Value":"4.78"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"True"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_5_IO"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"5.06"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    No annual or monthly account keeping fees
    Redraw facility
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Split-loan interest rate option
  • Our Standard Variable Home Loan provides you with flexibility, competitive rates and unlimited extra repayments.
    % p.a.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateRefId","Value":"100"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.57"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.51"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    [{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateRefId","Value":"100"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateComparisonRate","Value":"4.57"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_PI"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateInterestRate","Value":"4.51"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateInterestType","Value":"variable"}]

    Estimated Repayment

    $
    No annual or monthly account keeping fees
    Redraw facility
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Interest only repayment option
    Split-loan interest rate option

Most popular questions

  • What product can I select for my Investment Home Loan?

    You can choose from a range of product options such as Home Loan Package, Basic Variable, Standard Variable, Fixed or Line of Credit. You also have the option of selecting Principal and Interest or Interest Only repayment options.

    Interest Only loans provide you with the option of making a repayment equal to the interest charge monthly. By selecting this product option and only paying the interest, you will not reduce the principal balance of your loan during your Interest Only period.
  • Variable or fixed rate. Which is right for me?

    If you choose a variable rate home or investment loan, the interest rate can rise or fall depending upon the market and economic conditions. This can potentially impact your repayment amount. On a variable rate, you have the flexibility to make unlimited extra repayments without a fee applying, to pay down your loan sooner.
    Choosing a fixed rate home or investment loan means you can lock your interest in at a set rate for one to five years. So if you think interest rates have hit rock bottom or that rates may rise, you can add certainty to your loan by fixing your repayments for a set period.
    If you're still not sure about which option is right for you, we're happy to help you make the right decision. Call us on 13 11 82 or visit your nearest branch for more details.
  • How many loans can be incorporated under one annual package fee?

    There are no restrictions to the number of loans that can be incorporated under one $395 annual fee.

    Our Home Loan Package offers variable, line of credit and fixed rate products.
  • What is Responsible Lending?

    At People's Choice Credit Union we understand that credit is a very important facility which allows you to achieve your personal, financial or lifestyle goals faster than you could if you had to rely on your savings alone.

    As a mutually owned financial institution we embrace our responsibility to understand your personal situation when we make recommendations regarding providing, extending or arranging credit for you. This is to ensure you are reasonably likely to meet the obligations you have in respect of repaying the debt and avoid experiencing financial stress.

    But we recognise that situations may change from time to time which may inhibit your ability to meet your credit repayment obligations. We understand the pressures that you and your family may experience during these difficult times and we work with you to find a mutually acceptable solution to aid in your overall debt management strategies and to continue to work with you to achieve your financial goals.
  • What is Lenders Mortgage Insurance?

    Lenders Mortgage Insurance (LMI) is an insurance that protects the lender in the event of default by the borrower.
  • How to avoid Lenders' Mortgage Insurance?

    To avoid Lenders' Mortgage Insurance it is generally recommended the borrower keep their LVR (Loan to Value Ratio) below >80% plus any fees (conveyancer, stamp duty, building inspection, etc). If the borrower has a deposit of 20% or more of the property value, then they may not be required to pay LMI. For more information on whether you’ll need LMI please speak to one of our Home Loan Advisers or call 13 11 82.

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