Already a member?

As a current member, you can open multiple accounts with us online. All you need to do is login to Internet Banking or our Mobile Banking App and follow these steps:

  1. Click on Apply in the main menu;
  2. Select Account from the drop-down;
  3. Complete the Account Open Request online form.
You can also call us on 13 11 82 or visit your nearest branch.

Key benefits

No minimum opening deposit
Bonus interest when you grow your balance each month
No monthly administration fee
Digital only account
24/7 access through Mobile Banking App and Internet Banking
BPAY,® direct debit and direct credits

Rates

Check out our latest rates for a Dream Fund.
View bank account rates
Minimum Balance
The minimum amount that needs to be in the account.
Interest rate
The base interest rate paid on the balance in your account, regardless of transactions performed on the account or balance growth.
Interest + bonus rate
The additional interest rate paid above the base interest rate when certain conditions set by your financial institution are met.
Dream Fund
Minimum Balance
The minimum amount that needs to be in the account.
$
Interest rate
The base interest rate paid on the balance in your account, regardless of transactions performed on the account or balance growth.
% p.a.
Interest + bonus rate
The additional interest rate paid above the base interest rate when certain conditions set by your financial institution are met.
% p.a.

Product overview

Our Dream Fund lets you put money away regularly and save for your goals, whether it be a holiday, house deposit or a rainy day.

  • No monthly administration fee

    Enjoy the freedom of no monthly administration fee

  • Bonus interest

    Get rewarded with bonus interest when your closing balance for the month is greater than the opening balance

  • Unlimited transactions

    Make unlimited free BPAY® payments, direct debits, direct credits, Osko payments and Bank@Post

  • Digital only account

    Easily access your account with our Mobile Banking App and Internet Banking

  • No minimum opening deposit

    Open a Dream Fund easily with no minimum opening deposit required

  • Online application

    Open a new savings account online

  • Online statements

    Monthly eStatements

Fees

Fees
Administration feeNo monthly administration fee
Disclosure documents

Compare these savings accounts

If you aren’t sure which savings account will be best for your needs, our comparison tool is a great place to start.
Compare Savings Accounts

    Do some quick maths

    Find out how much interest you can earn and how long it will take to save towards your dreams.
    View our savings calculator

      Apply now

      You can open your new Dream Fund online, over the phone by calling 13 11 82 or by visiting your nearest branch.

      Guides and tips

      Need some help? We've got you covered. 

      Get in touch with us and we can help you get the answers you need.