Basic Variable Home Loan

A home loan with a low interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
New Business Offer - Basic Variable Home Loan
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Minimum balance tooltip
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
New Business Offer - Basic Variable Home Loan
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Minimum balance tooltip
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Basic Variable Home Loan
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Minimum balance tooltip
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Basic Variable Home Loan
LVR
LVR = Loan to Value Ratio.
Loan size
Minimum balance tooltip
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Discount to the basic variable rate
Discount to the Basic Variable Rate Tooltip
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.

Variable Home Loan Package

With our Variable Home Loan Packages you can make unlimited extra mortgage repayments to pay off your loan sooner. You can also save money with interest rate and fee discounts on your loan, and on a wide range of products and services; all for one annual fee.
Variable Home Loan Package
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Discount to the standard variable rate
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Discount to the standard variable rate
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Discount to the standard variable rate
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Variable Home Loan Package
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Discount to the standard variable rate
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Discount to the standard variable rate
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Discount to the standard variable rate
% p.a.
Interest rate with discount
Interest rate with discount tooltip
% p.a.

Fixed Home Loan Package

With our Fixed Rate Home Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances.
1 Year Fixed Home Loan Package (First Home Buyer)
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
1 Year Fixed Home Loan Package (First Home Buyer)
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
1 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
1 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
2 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
2 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
3 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
3 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
4 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
4 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
5 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) <80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
5 Year Fixed Home Loan Package
Loan to Value Ratio (LVR) >80%
LVR
LVR = Loan to Value Ratio.
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only

Fixed Rate Home Loan

Enjoy certainty by knowing what your home loan repayments will be.
1 Year Fixed Rate
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
2 Year Fixed Rate
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
3 Year Fixed Rate
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
4 Year Fixed Rate
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only
5 Year Fixed Rate
Loan size
Loan size tooltip
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest Only

Standard Variable Home Loan

A loan that provides you with flexibility, competitive rates and unlimited extra repayments.
Home, Construction and Bridging Loans
Loan size
Loan size tooltip
Interest rate with discount
Interest rate with discount tooltip
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Principal and Interest
Interest rate with discount
Interest rate with discount tooltip
% p.a.
Interest Only
Interest rate with discount
Interest rate with discount tooltip
% p.a.

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