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Getting behind the wheel of your new car is exciting and it could be one of the biggest purchases you make, so it’s important to do your research!

Check out our five simple tips to help you on your car buying journey.

Want vs need

Let’s be honest, we all have a dream car… but is it realistic? Having an idea of what we really need is the key to making sure we stay on budget, yet still on track to getting the right car for our needs. It helps to ask yourself; What is the safety rating? Does it have the features I need? Do I need it for work, for the family or just as a quick run around? Understanding why you need your new car and what is important to you will help drive the right decision.

New or used

It’s worth tossing up the pros and cons for new and used cars. If you buy a new, you can’t beat that ‘new-car’ smell, or the confidence knowing that it has a warranty. You also have the luxury of getting exactly what you want, down to the paint colour and interior! If you choose used, a strong benefit of buying a used car is depreciation. Typically, new cars lose value in their first three years, so you can save money buying a car that is a few years old. 

Get your finances in order

There’s a range of ways you can finance your car, and no matter what you decide, it’s important to have your finances ready for the day of the big purchase. You don’t want to fall in love with your new car and miss out on a deal because your finances aren’t ready! Some common options are saving, getting a lease or a Personal Loan. Take a look at your current financial situation to decide what’s right for you.

Want that dream car but don’t want to wait? People’s Choice may be able to help you get into your new car sooner with a personal loan.

Getting the best deal

With a healthy mix of research and timing, you can be more confident that you’re getting a good deal. Taking your top new car choices and any used car you’re considering for a test drive is a must to make sure you’re comfortable and that the car suits your needs. It’s also a good idea to keep an eye out for sale periods to help get the best bang for your buck.


Third Party and Comprehensive insurance is a good way of making sure you’re covered if things go wrong. The best insurance for you and the costs involved vary from person to person. Getting an online quote will help give you an idea of the options available to you.

Need to organise your car insurance? People’s Choice may be able to assist with your car insurance needs.

Apply for a personal loan today!

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