Key benefits of this loan

Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services

Rates

Check out our Fixed Investment Loan Package rates!
Repayment type
  • Principal & interest
  • Interest only
Fixed rate term
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.

Product overview

Our Fixed Investment Loan Package is available for terms of between one and five years with the option for flexible repayment frequencies.

With one annual fee, the Fixed Investment Loan Package provides freedom – with no restrictions to the number of loans you can combine in a package.

Also included in your one annual fee are rate and fee discounts on a wide range of products and services.

To qualify, you need to have a minimum total home lending of $100,000 in eligible package products.
  • Lock in a competitive fixed interest rate for between one to five years

    You'll have the opportunity to revisit your loan option after this period
  • Loan terms up to 30 years

    Flexibility to pay off the loan up to 30 years

  • Make extra repayments up to $10,000 a year

    Pay off your loan faster

  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Interest only repayment option

    Reduce your loan repayments by paying only the interest due monthly

  • Split-loan interest rate option

    Get the benefits of a part fixed and part variable interest rate loan

  • Rate-lock facility

    Guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan is funded (or settled)

  • Construction loan option available

    Ask an expert and find out your options

Plus discounts on other products and services

See how you can save
  • $0 Application Fee

    Save $600

  • $0 Top Up Fee

    Save $400 per top-up. Ideal if you’re planning on renovating, investing, buying a car or going on a holiday

  • $0 Settlement Fee

    Save $150

  • $0 Monthly Administration Fee

    Save $96 per year for each loan
  • Free Valuation

    One each year

  • Free loan reviews

    To ensure your loan is the best fit through all stages of your life

  • $0 Personal Loan Application Fee

    Save $250

  • Financial planning

    Free, no obligation financial planning appointment with one of our qualified Financial Planners

Fees

Upfront fees
Rate Lock Option Fee

0.15% of the total loan amount

Ongoing fees
Annual Fee

$395

Other fees
Lenders Mortgage Insurance (LMI)

Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)

Third party chargesThird party charges apply (e.g. stamp duty)
Disclosure documents
Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB)

Do some quick maths

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What else do I need to consider?

Guides and tips

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