Key benefits of this loan

No fees for additional repayments or early payout
Redraw facility against your extra loan repayments
No monthly account fees

Rates

Check out rates for our Unsecured Personal Loan (Low Rate).
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
Unsecured Personal Loan (Low Rate)
Minimum loan size $2,000
Interest rate
An interest rate is the amount of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate combines the interest rate and any fees and charges that relate to a loan into a single percentage, based on repayment frequency and terms of the loan. This way the comparison rate helps you understand the true cost of a loan and allows you to compare loans between lenders more easily.
% p.a.

Product overview

Our Unsecured Personal Loan (Low Rate) gives you freedom and flexibility and is available for almost any purpose. With no monthly account fees and many other great features, use the Unsecured Personal Loan (Low Rate) to make your dreams possible, sooner.

A big life change in a small package
Our Unsecured Personal Loan (Low Rate) offers a fixed rate for the life of your loan, flexible repayments, competitive interest rates and the freedom of no required security. You can use it for almost any purpose – from buying a car to refinancing an existing loan, or debt consolidation.

We're here to help
As a member-owned organisation, our first priority is to help you. We focus on providing high levels of personalised service and value for money products – such as our Unsecured Personal Loan (Low Rate).
  • No monthly account fees

    This means your repayments are 100% paying off your loan without worrying about ongoing fees
  • Competitive interest rates fixed for the life of the loan

    Chat to us to see what rate you qualify for
  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Loan terms up to seven years

    You can pay off the loan over up to seven years

  • No fees for additional repayments or early payout

    Enjoy flexibility with your loan
  • Redraw facility

    Against your extra loan repayments
  • Loans from $2,000

    Available for almost any purpose
  • Online application

    Apply today

  • Pre-approval valid for 90 days

    Apply online, by calling 13 11 82 or by visiting your nearest branch

Do some quick maths

Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.

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