Financial hardship

  • National Debt Helpline: The National Debt Helpline is a free, confidential counselling service that helps people tackle their debt problems. Please visit National Debt Helpline or call 1800 007 007.
  • Money Smart: Moneysmart is a free online Government service that provides tips, tools, and guidance to help Australians take control of their money. 
  • Australian Financial Security Authority (AFSA): The AFSA is a free online Government service that provides useful information and statistics, as well as application forms for managing debts and insolvency in Australia.
  • Credit Smart: Credit Smart offers tools and advice to manage your credit rating.  Visit Credit Smart for more information.

Financial vulnerability

  • 1800RESPECT: The National Sexual Assault Domestic Violence Counselling Service offers confidential online and telephone counselling. Please visit 1800RESPECT or call 1800 737 732.
  • LIFELINE: Lifeline provides 24/7 crisis support and suicide prevention services. Please visit LIFELINE or call 13 11 14.
  • Kids Helpline: Kids Helpline is a 24/7 online and phone counselling service for young people ages 5 to 25. Please visit Kids Helpline or call 1800 551 800.
  • Elder Abuse Hotline: The Elder Abuse Hotline is for anyone who experiences, witnesses or suspects and older person is being abused. Please visit Elder Abuse Prevention Unit or call 1300 651 192.
  • Mensline Australia: Mensline Australia is an online and phone counselling service offering support for men. Please visit Mensline Australia or call 1300 789 978.
  • Beyond Blue: Beyond Blue offers 24/7 phone and online counselling for people affected by anxiety, depression, and suicide. Please visit Beyond Blue or call 1300 224 636.
  • Ask Izzy: Ask Izzy is a free, confidential 24/7 service which connects people to nearby housing, meals, money help, health services and crisis support. Please visit Ask Izzy for more information.


  • National Disability Services (NDS): NDS is Australia's peak body for non-government disability service organisations, representing over 1100 non-government service providers. Collectively, NDS members operate several thousand services for Australians with all types of disability. Please visit NDS for more information or find your local NDS here.