Become a new member and open an Everyday Living account before 30 November and we'll match your highest deposit in the first two weeks up to $50.


Become a new member and open an Everyday Living Account today and we'll match your highest deposit when your deposit is made within 2 weeks of opening.

Key benefits

No monthly administration fee
24/7 access through Mobile Banking App and Internet Banking
eStatements
Visa Debit Card with payWave
Access through ATMs, EFTPOS, payWave and Bank@Post
BPAY,® direct debit and direct credits

Product overview

Our Everyday Living Account gives you digital access to transactional banking with no monthly administration fee. With easy digital access through our Mobile Banking App, Internet Banking and Phone Banking, this account offers unlimited transactions on a range of transaction types. Funds can also be accessed through ATMs, EFTPOS, payWave, Bank@Post and Visa Debit Card.
  • No monthly administration fee

    ✔ Enjoy the freedom of no monthly administration fee

  • Online statements

    ✔ Monthly eStatements
  • Mobile wallet payments

    ✔ Pay with Google Pay,™ Apple Pay and Samsung Pay

  • Digital only account

    ✔ Easily access your account 24/7 with our Mobile Banking App and Internet Banking

  • payWave

    ✔ Make faster, easier and secure transactions using your Visa Debit card

  • Unlimited transactions

    ✔ Make unlimited transactions using ATMs, Visa Debit, BPAY®, direct debits, EFTPOS and Osko payments.

  • Fee-free ATMs

    ✔ Access to thousands of fee-free ATMs across Australia 
  • Online application

    ✔ Open a new account or switch your existing account

Fees

Fees
Monthly administration feeNo monthly administration fee. Refer to our Fees and Charges brochure.
Disclosure documents
Fees and charges brochure

Download our Fees and charges brochure (PDF, 152 KB)

Accounts and access facilities terms and conditionsDownload our Accounts and access facilities terms and conditions (PDF, 431 KB)

Apply now

You can open your new Everyday Living Account online, over the phone or by visiting your nearest branch.

Already a member?

Thanks for being part of our community. We're here to help you achieve your goals. As a current member, you can open multiple accounts with us online. All you need to do is login to Internet Banking or our Mobile Banking App and follow these steps:

  1. Click on Apply in the main menu;
  2. Select Account from the drop-down;
  3. Complete the Account Open Request online form.
You can also call us on 13 11 82 or visit your nearest branch.

FAQs

  • Can I open a bank account online?

    Yes. You can join People's Choice and open a new bank account online here.

    If you're already a member with us, you can open a new bank account via our Mobile Banking App or Internet Banking by following these steps: 

    1. Click on Apply in the main menu;
    2. Select Account from the drop-down;
    3. Complete the Account Open Request online form.
  • How do I open a bank account?

    You can join People's Choice and open a new bank account online, by calling us on 13 11 82 or visiting your nearest branch.

    If you're already a member with us, you can open a new bank account via our Mobile Banking App or Internet Banking by following these steps: 

    1. Click on Apply in the main menu;
    2. Select Account from the drop-down;
    3. Complete the Account Open Request online form.

  • What do I need to open a bank account?

    To become a member and open a bank account with People's Choice, you need to be an Australian resident. Click here to apply online, this will take around 10-15 minutes to complete. 

    To make it easier, please have the following documents ready:

    •Australian driver's licence, Australian passport or Employment visa (if you hold a foreign passport)
    •Australian Tax File Number (TFN) or Taxpayer Identification Number or equivalent
    •Medicare card and Medibank private health insurance (if relevant)

    We use greenID, a secure online verification service to do this. The information you provide will be compared against relevant information databases. We encourage you to read greenID's privacy policy by clicking here.

    You can also call us on 13 11 82 or visit your nearest branch.
    If you're already a member with us, you can open a new bank account via our Mobile Banking App or Internet Banking by following these steps: 

    1. Click on Apply in the main menu;
    2. Select Account from the drop-down;
    3. Complete the Account Open Request online form.

Do some quick maths

Get an understanding of your income and expenses to help grow your savings and reach your goals sooner.

Guides and tips

Need some help? We've got you covered. 

Get in touch with us and we can help you get the answers you need.