Just as fulfilling the needs of our members is the top priority for all staff, each of our Board members understands the importance of their role and that their responsibility lies with providing a service to our members and the community.
BBus, FCA, FCPA, FAICD
Michael was the Chairman of the People’s Choice Board from 2019 until the merger with Heritage Bank in March 2023. His background is in the financial services and property sectors. He was a Non-Executive Director of the Suncorp Group before being appointed as Managing Director and CEO in October 2015.
Michael is also the former Chief Executive Officer of The GPT Group and was previously the Group Chief Financial Officer of the Commonwealth Bank of Australia. Michael is currently Chairman of Resolution Capital Ltd and Deputy Chairman of icare (Insurance and Care NSW).
Michael is the Chairman of the Remuneration and Governance Committee.
Kerry J. Betros AM
Deputy Chairman and Independent Director
BBus, HonDBus USQ, FCPA, MAICD
Kerry was the Chairman of the Heritage Bank Board from 2012 until the merger with People’s Choice in March 2023. He has been a Director of Heritage since 1991. Kerry was the inaugural Chairman of Heritage’s Finance Committee, Chairman of the Audit Committee and has served on a number of other committees.
Kerry is Managing Director of Betros Bros Holdings Pty Ltd and associated companies, Darling Downs based wholesalers and retailers, established in 1938. He graduated from DDIAE (now USQ) with a Bachelor of Business majoring in management and accounting and was awarded the College Medal. He is a Fellow of CPA Australia. For his distinguished service to the community, Kerry has been awarded the Centenary of Federation Medal and in 2019 received an Honorary Award of Doctor of Business from the University of Southern Queensland for his distinguished career and significant achievement in business, commerce and management.
In 2021, Kerry was appointed a Member of the Order of Australia (AM). He has served on various Boards and been involved with many charitable, community and sporting organisations, including as a Director of St Vincent’s Private Hospital.
Kerry is a member of the Remuneration and Governance Committee.
Brendan P. Baulch
B.Com, LLB, CA, MAICD
Brendan was a Director of the Heritage Bank Board from 2007 until the merger with People’s Choice in March 2023. He is a Chartered Accountant based in Toowoomba.
Brendan began his career with PriceWaterhouse in their corporate tax division in Melbourne, after which he spent a total of eight years in London, gaining international accounting experience in a range of business sectors including telecommunications (Cable & Wireless plc), investment banking (Société Générale) and insurance (Lloyd’s of London).
Brendan is currently the principal of Baulch & Associates, a Toowoomba-based accounting practice providing taxation, audit and management accounting services. He is a registered tax agent and a registered company auditor.
Brendan is Chairman of the Audit Committee.
Dr Dennis P. Campbell
PhD, MBA, FCHSE, CHE, FAIM, GAICD
Dennis was the Deputy Chairman of the Heritage Bank Board from 2012 until the merger with People’s Choice in March 2023. He joined the Heritage Bank Board in 2000.
Dennis was previously a Chief Executive Officer in both the public and private health sectors. Dennis held the position of CEO at St Vincent’s Hospital, Toowoomba for ten years. He also served as a Corporate Director with Legal Aid, Queensland for ten years. He serves as a member of numerous Boards and Advisory Committees, representing both public and private health sectors and has legal and health qualifications.
Dennis also serves as a trustee of the Queensland Museum Foundation, is Chairperson of the Friends Executive Committee of the Cobb & Co Museum, Toowoomba and is Deputy Chairman of the Darling Downs Hospital and Health Board. In 2007, Dennis was awarded an Australia Day Medallion for his services to the Australian College of Health Service Executives. In 2008, he was awarded the Gold Medal for Leadership and Achievement in Health Services Management recognising his contribution and professional achievements in shaping health care policy at the institutional, state and national levels.
Dennis is a member of the Remuneration and Governance Committee and the Technology and Integration Committee.
B.Com, MBA, FCPA, MAICD
Peter was a Director of the Heritage Bank Board from 2020 until the merger with People’s Choice in March 2023. Peter has an exceptional banking resume and wide industry experience. He began his career as an Insolvency Practitioner with firms BO Smith and Son, Howarth and Howarth, and Ferrier Hodgson. After moving into banking, Peter held senior roles at Commonwealth Bank, and served on the senior executive leadership teams at both St George and Westpac. That included a two-and-a-half year period up to 2014 as the CEO of Westpac New Zealand.
In recent years, Peter has served on a variety of boards in the technology and finance industries in Australia. Peter holds a Bachelor of Commerce from the University of New South Wales and an MBA from Macquarie University.
Peter is Chairman of the Risk and Compliance Committee and a member of the Technology and Integration Committee.
Stephen was a Director of the Heritage Bank Board from 2011 until the merger with People’s Choice in March 2023. He is a registered valuer and previously a licensed auctioneer and real estate agent. He is also the Managing Director of Australian Strata Title Services Pty Ltd trading as Toowoomba Body Corporate Management.
Stephen has been involved in community organisations and is currently the Deputy Chairman and Treasurer of the Toowoomba Hospice Association. Stephen was appointed as an inaugural director of Heritage Bank Charitable Foundation from 2018.
Stephen is a member of the Audit Committee.
BA (Accounting), MBA (AGSM), FAICD
Amanda was a Director of the People’s Choice Board from 2017 until the merger with Heritage Bank in March 2023. She is a professional company director serving on boards in the finance, property and university sectors. Amanda chairs UniSA Ventures and the Centennial Park Cemetery Authority and serves on the board of Ingenia Communities Group Limited and Housing Choices Australia.
Amanda’s prior professional roles include running a venture capital fund, co-founding a tech start-up, working as an investment banker and as a federal Treasury economist. She also worked with not-for-profits in the housing, disability, social services sector as a board member and board adviser.
Amanda is a member of the Audit Committee and the Technology and Integration Committee.
BA, LLB, FAICD
Virginia was a Director of the People’s Choice Board from 2014 until the merger with Heritage Bank in March 2023. She is a corporate governance specialist and company director with extensive experience in commercial, government and not-for-profit sectors.
Virginia sits on the boards of the Southern Adelaide Local Health Network, Energy Consumers Australia, sportsmed, Anglicare SA, and Agency Projects. She is Chair of the Public Trustee’s Audit and Risk Committee and of Department of Premier & Cabinet’s Risk and Performance Committee. She is also a facilitator in the Australian Institute of Company Directors’ national and international company director courses.
Virginia is a member of the Remuneration and Governance Committee.
B.A. (Communication), M.Com, GAICD
Wendy was a Director of the Heritage Bank Board from 2019 until the merger with People’s Choice in March 2023. She has extensive experience in the financial services sector, the member-owned sector and in the political and regulatory realm.
Wendy spent four years as Chair of the Customer Owned Banking Association (COBA), the peak body for customer-owned financial institutions. She is currently Chair of Reflections Holiday Parks and the NSW Government Road Reclassification and Transfer Review. She is a Director of Golf Australia and Vice Chairman of the NSW Nationals.
Wendy has previously been the President and Chair of the NRMA; a Director of Destination NSW, Chair of ANCAP, Director of the NSW Forestry Corporation, a Director of the Australian Automobile Association and the National Occupation Licensing Authority; as well as spending 11 years as a Member of the NSW Legislative Assembly, including a period as Minister for Consumer Affairs. She owns and operates a cattle property on the mid north coast of NSW.
Wendy is a member of the Risk and Compliance Committee.
John was a Director of the People’s Choice Board from 2016 until the merger with Heritage Bank in March 2023. He has extensive retail banking and risk experience in the mutual sector, and a background as a chartered accountant.
John was an independent non-executive director of Rural Bank from 2004 to 2016 and a director of Lifeplan Friendly Society from 2005 to 2013. For 14 years prior to these directorships, John was Chief Financial Officer of the Co-operative Building Society of South Australia and then Adelaide Bank Limited.
John is a member of the Audit Committee and the Risk and Compliance Committee.
BA, BBus, GradDip AppFin & Inv, AMP (Harvard), GAICD, FFin
Wendy was a Director of the People’s Choice Board from 2019 until the merger with Heritage Bank in March 2023. She has an extensive executive background in Banking and Financial Services, including roles as Chief Information Officer and Chief Operations Officer for AXA, General Manager of Institutional Technology for ANZ and Group Executive, Operations for AMP.
Wendy is Chair of both Epworth Healthcare and Online Education Services and is a Director of Tower, Data Action and auDA. Wendy was previously a Director of Ausgrid, AMP Bank and Very Special Kids and a member of Council at Swinburne University.
Wendy is Chairman of the Technology and Integration Committee.
BCom, BA, GAICD
Georgina was a Director of the People’s Choice Board from 2021 until the merger with Heritage Bank in March 2023. She has over 25 years’ experience in Banking and Superannuation, including roles as Group Executive at Australian Super and Head of Brand and Marketing at the Bank of Melbourne. She has also held a number of executive positions at NAB over many years in both Australia and the United Kingdom, which included roles in the commercial banking, wealth, strategy and marketing departments.
Georgina is currently Chair of United Nations Women Australia, a Director of Australian Retirement Trust and a Council Member of Deakin University. Georgina was previously a Director at Lifestyle Communities Ltd.
Georgina is a member of the Risk and Compliance Committee.