Refinance with People’s Choice for a chance to win $50K

Apply for a People's Choice Home or Investment Loan, and if you're approved and funded before 30 September 2025 you'll go in the draw to win $50,000 credited to your Home Loan.
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    The process is easy

    • 1. Start your online enquiry

      It only takes a few minutes and you'll receive an immediate pre-qualification response, giving you an understanding of your borrowing position.

    • 2. Our team will get in touch

      They'll answer any questions you may have, talk you through your options, and help you find the right loan for you.

    • 3. The approval process

      If you tick off all the requirements with help from your Home Loan Adviser, we’ll let you know if your loan is approved. 

    • Making that dream address a reality

      Buying a house involves having to make a lot of choices. One of these is the home loan itself. While it may not be as exciting as choosing a suburb or visiting an open home, it’s important to choose the right one for you and your lifestyle.

      Our knowledgeable Home Loan Advisers are here to guide you through each step of the process, whether it's empowering you to choose a fixed, variable or split loan, navigating government schemes, or tips on how to become an auction day winner. Not to mention, the great rates that make it all possible. 

    • Basic Variable Home Loan

      A competitive interest rate with no application or ongoing fees, and the flexibility to make extra repayments. ^LVR 70%. New applications only. 

      Apply now

    Your home loan journey

    Every home loan journey is different. To learn more about how People's Choice could help you on your first home, refinancing or investment journey, pick an option below.

    Features of our home loans

    • Fixed, variable or split repayment options

      We’ll help you find the right loan for you 

    • Flexible repayment frequency options

      Pay weekly, fortnightly or monthly

    • Make unlimited extra repayments on variable loans

      Pay off your loan faster 

    • Offset account option for selected variable loans

      Link your loan and transaction account to help reduce the interest and time taken to pay off your loan

    • Free valuation for package loans

      Receive one valuation each year

    • No application fee on package loans

      Get into your dream home sooner 

    • First Home Guarantee for eligible eligible home buyers

      We’re here to help you through the process 

    Ready to make it happen?

    Start your online enquiry today.
    Apply now

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