About People First Bank
It’s all in our name.
People First Bank is all about placing people at the heart of everything we do – our customers, our community and our employees.
We’re creating a new era in banking by offering a strong national alternative to the big banks. We are a bank that’s different. We’re committed to doing right by our customers, supporting our communities and the environment, and creating an exceptional workplace for our people.
We’re 100% customer owned. This means any profit we make is invested right back into the organisation to benefit our customers and their communities.
Our commitment to customers and brokers
As a leading Australian customer-owned bank, we’re dedicated to our customers’ finances and future.
We're committed to making sure you can provide your clients with the best possible products and experience.
With dedicated teams just for you, fast turnaround times and unique offers, we provide all the tools you need to deliver your clients, and our future customers an easy experience.
Our history
Our origins date back to 1875, making us one of Australia’s longest-running financial institutions. With the merger in 2023 of Heritage Bank and People’s Choice, we became one of the largest customer-owned banks in Australia.
Visit this page for more information and FAQs about the merger.
Mortgage Broker Accreditation Application
Looking to become accredited with People First Bank?
Click here to join the wait list, and one of our Business Development Managers will be in contact as places become available.
Why choose us
Proudly 100% Australian based company
Competitive rates and product features
Broker support team
People First Bank has a local dedicated broker support team with embedded credit assessment available to help you at any time.
Fast approvals
We understand the importance of your time, so we're committed to providing you SLA's from 48 hours.
Sign documents easily
We have partnered with DocuSign to allow you to sign documents securely anywhere, anytime.
We've partnered with Simpology
So that you can process your applications electronically, effectively and efficiently.
Experienced team to support you
We understand the importance of broker client relationships, and with an experienced People First Bank team to support you, there's no better way to strengthen those relationships than with a seamless, professional process.
An ethical choice in banking
We don’t lend to large corporations, meaning we don’t invest in fossil fuels, live animal exports, the arms industry or tobacco.
Rates
Investment loan interest rates
View the current interest rates for all of our investment loans.
Guides and tools
Use our home loan and investment loan calculators, along with our guides and tips to help people get into their new home.Contact Us
Contact our team who can support you in helping your clients.