About People's Choice
Since 1949, People’s Choice has been empowering members to live the life they want - with competitive products, great service and clear and easy banking.
We’re member-owned, so profits don’t head into shareholders pockets - they go back into creating the products and services you need at the quality you expect.
From a transaction account to insurance, a personal loan to a home loan, you’ll find good rates, quality products, and a friendly team to support you.
Good things happen when you choose people.
Our commitment to members and brokers
We're committed to making sure you can provide your clients with the best possible experience.
We pride ourselves in putting our members at the centre of everything we do, and we have done just that.
With dedicated teams just for you, fast turnaround times and unique offers, we provide all the tools you need to deliver your clients, and our future members an easy experience.
People’s Choice and Heritage merger
People’s Choice and Heritage will embark on an exciting future together as Australia’s leading member-owned banking organisation after members of both organisations voted strongly in favour of their merger.
The merged entity is planned to come into effect on 1 March 2023, following final regulatory approvals.
Visit this page for more information and FAQs.
Mortgage Broker Accreditation ApplicationDownload the Mortgage Broker Accreditation Application here.
Why choose us
Proudly 100% Australian based company
Competitive rates and product features
Broker support team
People’s Choice have a local dedicated broker support team with embedded credit assessment available to help you at any time.
We understand the importance of your time, so we're committed to providing you SLA's from 48 hours.
Sign documents easily
We’re working with DocuSign to allow you to sign documents securely anywhere, anytime.
We've partnered with Simpology
So that you can process your applications electronically, effectively and efficiently.
Experienced team to support you
We understand the importance of broker client relationships, and with an experienced People’s Choice team to support you, there's no better way to strengthen those relationships than with a seamless, professional process.
An ethical choice in bankingWe don’t lend to large corporations, meaning we don’t invest in fossil fuels, live animal exports, gambling, the arms industry or tobacco.