Is your fixed home loan coming to an end?
You may be wondering what happens next or what to do. Moving from one interest rate to another, especially in a rising rate environment, can be tricky to navigate. To help with what may be a stressful and confusing time, we’ve put together some information on what happens next, so that you can choose the right home loan option for you.
If you're a member with us, we'll be reaching out to you directly. But if you have any questions in the meantime, you can always call our team on 13 11 82 and we'll be happy to help.
What are your options when your fixed rate ends?
1. Re-fix your loanLock in certainty of repayments with a new fixed rate on your loan for the next 1 to 5 years.
2. Switch to a variable rateAllow your loan to automatically roll over to a variable rate.
3. Explore your home loan optionsSwitch to one of our other home loan products better suited to you.
Fix or re-fix your home loan
- The ability to make extra repayments of up to $10,000 a year, so you can pay your loan off faster
- Guaranteeing your chosen fixed rate for up to 90 days from when you apply to when your loan is funded, with our rate-lock facility
- The certainty of fixed repayments, which can be helpful for budgeting and peace of mind
Choose a variable home loan
- An offset account option - link your loan and transaction account to help reduce interest
- Access to extra funds if you're ahead on your repayments, via our redraw facility
- The freedom to make unlimited extra repayments, so you can pay off your home loan faster
Explore your home loan options
- Top-up or increase your home loan
- Split your home loan
- Consolidate your debts
Ready to find your next home loan?
- No matter the goal, we're here to help you take care of your financial wellbeing. Visit our dedicated page to learn more.
- We may be able to offer Financial Hardship Assistance to those in need. If you're finding it hard to stay on top of your finances, please get in touch with us to see if we can help. For more information, please visit this dedicated page.