A guide to setting up payments

Whether you’re switching banks, looking to refresh your finances or are new to banking, here’s a guide on how to create, receive and schedule payments.

Receiving money

Set up your salary payments

Want your next pay day to be credited into your People’s Choice account? You can request that your employer change your payment details over to your preferred account using your account details or PayID. Alternatively, use our Salary Transfer Request Form which can be filled out and sent off to your employer in just a few steps.

Using a PayID

PayID is an easy way to make sending and receiving payments simpler. It allows you to link financial accounts to more common information such as your mobile number or email address.

Your accounts will still have a BSB and Account Number, but you will be able to provide your PayID to receive payments without sharing your BSB and Account Number. You can also send money to others using their PayID.

You can find our step-by-step guide to setting up your PayID here.

Sending money

Re-route your direct debits

Stay on top of your regular direct debits by making sure that your bills and subscriptions are debited from a People’s Choice account. If you’re switching your direct debits manually – just contact each of your service providers individually with your new preferred account details to make the switch. If you’re switching from a different financial institution, you may want to keep enough funds in your old account to cover any direct debits that are scheduled during switch-over period.

Alternatively, take advantage of our switching service – where we take the hard work out of switching banks. Find out how this works here.

Transfer funds

Transfer funds between your accounts or send money to other financial institutions via Internet Banking or the Mobile Banking App.

To create transfers or payments in Internet Banking, select the ‘Transfer/Pay’ tab from the top of the screen and then click ‘Transfer’ or ‘Pay’ from the slide-out menu.

If paying an external account, select ‘Pay’, choose the recipient and the amount you wish to transfer.

If transferring between accounts, select ‘Transfer’, choose the accounts you wish to transfer money between and your payment amount.

Set up scheduled payments

Take the guess work out of reaching your savings goals with scheduled transfers between your People’s Choice accounts.  This set-and-forget feature allows you to send funds automatically into your savings with your choice of frequency (weekly, monthly, fortnightly, or yearly). You can pause, delete, or edit your scheduled payments at any time.

To schedule your transfers or payments in Internet Banking, select the ‘Transfer/Pay’ tab from the top of the screen and then click ‘Transfer’ or ‘Pay’ from the slide-out menu. 

To set up a scheduled payment or transfer, at the next step, select the ‘Schedule Payment’ option and select the date of your first transfer, the frequency from the drop-down list and the number of transfers you wish to make.

BPAY

BPAY is an easy and secure way to pay your bills through Internet Banking. Click here for instructions on how to create payments with BPAY.

International Money Transfers

Do you need to transfer money into an overseas bank account? It's simple and convenient with Internet Banking. Learn how you can send money overseas using Convera here.