Contents insurance covers a wide range of items – from furniture to jewellery to TVs and laptops. It even covers your carpet and curtains. Find out the coverage you need and get a quote today.
- Use the contents insurance calculator to get an estimated replacement cost of your home's contents. This will help you calculate how much insurance you need.
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Most popular questions
How do I make a claim?
You can make a claim via your CGU Online Account, details on how to register for your Online Account are included in your renewal offer or in your new business documentation.
Alternatively, you can call CGU on 13 24 80, for 24-hour claims lodgement.
What happens when I make a claim?
You can lodge a claim through your Online Account or by calling CGU on 13 24 80, 24 hours 7 days a week. CGU will provide you with a Claim reference number and advise you of the next steps. The CGU Claims team will provide regular updates about your claim until it is finalised. Alternatively, you can manage your claims through your CGU Online Account.
What is an excess?
When you make a claim you may need to contribute an amount towards the cost of that claim. This is called an excess.
Do I need to do anything?
When you receive your renewal offer from CGU it will provide information on your new policy for your review. The documentation includes a “Summary of Changes” which shows some of the important cover changes between your new policy and your previous policy.
You should also review your policy documentation including the Product Disclosure Statement and your Certificate of Insurance to ensure that the new policy meets your needs and that the details shown are correct. Contact us if there is any information that requires amendment of updating.
What can I expect over the coming months?
Over the coming 12 months as your policies comes up for renewal, you will receive your renewal documentation including details of the cover under your new policy. Your new policy will be different from your previous policy, so you should review your policy documentation including the Product Disclosure Statement and your Certificate of Insurance to ensure that the new policy meets your needs and that the details shown are correct. Contact us if there is any information that requires amendment or updating.
What does the change of my cover mean for me?
CGU have reviewed their products in market and have made amendments to meet the changing needs of customers. This means your cover has changed, you should also review your policy documentation including the Product Disclosure Statement and your Certificate of Insurance to ensure that the new policy meets your needs and that the details shown are correct.
How do I calculate how much insurance I need for my home?
Home and contents insurance
Our most popular type of home insurance, giving you cover for both your home and the many items inside it.Building insurance
Building insurance covers both the house you live in, and other buildings on your property – like sheds and garages.Contents insurance
Content insurance covers a wide range of items – from furniture to jewellery to TVs and laptops. It even covers your carpet and curtains.
More insurance
Guides and tips


Are you underinsured?
Underinsurance explained: why you might be underinsured and how to check in on your home and contents policy.
